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Aatmanirbhar Gujarat Scheme for Assistance to MSMEs

Key Components of the Schemes:

  1. Assistance to Micro, Small, and Medium Enterprises (MSMEs):
    • Capital Subsidy for Micro Units:
      • Rural Areas: 25% of the term loan, up to ₹35 lakh.
      • Semi-Urban Areas: 20% of the term loan, up to ₹30 lakh.
      • Urban Areas: 10% of the term loan, up to ₹10 lakh.
    • Interest Subsidy:
      • Rural Areas: 7% per annum, up to ₹35 lakh annually for 7 years.
      • Semi-Urban Areas: 6% per annum, up to ₹30 lakh annually for 6 years.
      • Urban Areas: 5% per annum, up to ₹25 lakh annually for 5 years.
    • Net SGST Reimbursement: Up to 100% of the net SGST paid, with caps based on investment and location.
    • Electricity Duty Exemption: Waiver for 5 years.
    • EPF Reimbursement: Up to ₹1,800 per employee per month for 10 years.
  2. Assistance to Large Industries and Thrust Sectors:
    • Interest Subsidy: 7% per annum, with caps varying by area and sector, for up to 10 years.
    • Net SGST Reimbursement: Up to 100% of the net SGST paid, with caps based on investment and location, for 10 years.
    • Electricity Duty Exemption: Waiver for 5 years.
    • EPF Reimbursement: Up to ₹1,800 per employee per month.
    Thrust sectors include:
    • Green energy and related equipment.
    • Electric vehicles and components.
    • Aviation and space manufacturing.
    • Textiles, ceramics, pharmaceuticals, and more.
  3. Assistance to Mega Industries:
    • Eligibility: Investments exceeding ₹2,500 crore and direct employment for over 2,500 individuals.
    • Interest Subsidy: 7% per annum, up to 1.2% of the eligible Fixed Capital Investment (eFCI) for 10 years.
    • Net SGST Reimbursement: 100% of the net SGST paid, up to 0.9% of eFCI, for 20 years.
    • SGST on Capital Goods: 100% reimbursement over 20 years.
    • Stamp Duty and Registration Fee Reimbursement: 100% for land purchases or leases related to the project.
    • EPF Reimbursement: Up to ₹1,800 per employee per month for 10 years.
    • Electricity Duty Exemption: Waiver for 5 years.
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